body{font-family:Georgia,'Times New Roman',serif;max-width:860px;margin:40px auto;padding:0 20px;color:#222;line-height:1.75}
.publisher-panel{background:#fffbeb;border:2px solid #f59e0b;border-radius:8px;padding:24px 28px;margin-bottom:32px}
.publisher-panel h2{font-family:Arial,sans-serif;font-size:14px;font-weight:700;text-transform:uppercase;color:#92400e;letter-spacing:.08em;margin:0 0 16px}
.pub-label{font-family:Arial,sans-serif;font-size:12px;font-weight:700;color:#78350f;text-transform:uppercase;letter-spacing:.05em;margin-top:12px;margin-bottom:2px;display:block}
.pub-value{font-family:Arial,sans-serif;font-size:14px;color:#1c1917;margin:0 0 8px}
.img-panel{background:#f3e8ff;border:2px solid #9333ea;border-radius:8px;padding:20px 24px;margin-bottom:20px}
.img-panel-label{display:inline-block;background:#6b21a8;color:white;font-family:Arial,sans-serif;font-size:12px;font-weight:700;padding:4px 12px;border-radius:4px;margin-bottom:10px;letter-spacing:.04em}
.img-panel p{font-family:Arial,sans-serif;font-size:13px;color:#3b0764;margin:6px 0}
hr.section-break{border:none;border-top:3px solid #e5e7eb;margin:36px 0}
.img-placeholder{border:2px dashed #9333ea;border-radius:6px;padding:24px;text-align:center;margin:24px 0;background:#faf5ff;color:#7c3aed;font-family:Arial,sans-serif;font-size:13px;font-weight:600}
article h1{font-size:2em;line-height:1.25;color:#0f172a;margin-bottom:20px}
article h2{font-size:1.35em;color:#0f172a;margin-top:40px;margin-bottom:12px;border-bottom:2px solid #0d9488;padding-bottom:6px}
article h3{font-size:1.1em;color:#0f172a;margin-top:24px;margin-bottom:8px}
article p{margin:0 0 16px}
article a{color:#0d9488}
article ul,article ol{margin:0 0 16px;padding-left:24px}
article li{margin-bottom:6px}
article table{width:100%;border-collapse:collapse;margin:20px 0;font-family:Arial,sans-serif;font-size:13px}
article th{background:#0d9488;color:white;padding:9px 11px;text-align:left}
article td{border:1px solid #d1d5db;padding:8px 11px}
article tr:nth-child(even) td{background:#f0fdfa}
article td.num{text-align:right;font-variant-numeric:tabular-nums}
article tr.total td{border-top:2px solid #0d9488;font-weight:700;background:#f0fdfa}
.callout{background:#f0fdfa;border-left:4px solid #0d9488;padding:16px 20px;margin:28px 0;border-radius:0 6px 6px 0}
.callout p{margin:0;font-style:italic;color:#134e4a;font-size:1.05em}
.warning{background:#fef3c7;border-left:4px solid #f59e0b;padding:16px 20px;margin:28px 0;border-radius:0 6px 6px 0}
.warning p{margin:0;color:#78350f}
.journal{background:#f8fafc;border:1px solid #cbd5e1;border-left:4px solid #0d9488;border-radius:4px;padding:16px 20px;margin:20px 0;font-family:'Courier New',monospace;font-size:13px;line-height:1.8}
.journal table{width:100%;border-collapse:collapse;margin:6px 0 10px;font-family:'Courier New',monospace;font-size:13px}
.journal th{background:#e2e8f0;color:#475569;padding:5px 10px;text-align:left;font-size:11px;letter-spacing:.05em;text-transform:uppercase;border:1px solid #cbd5e1}
.journal td{border:1px solid #e2e8f0;padding:6px 10px;background:#f8fafc;vertical-align:middle}
.journal td.jamt{text-align:right;width:90px;white-space:nowrap;font-variant-numeric:tabular-nums}
.journal td.jcr-acc{padding-left:28px}
.journal .jnote{color:#64748b;font-size:12px;margin-top:8px;font-family:Arial,sans-serif}
.calc-block{background:#f8fafc;border:1px solid #cbd5e1;border-left:4px solid #0d9488;border-radius:4px;padding:16px 20px;margin:20px 0;font-family:'Courier New',monospace;font-size:13px}
.calc-block table{width:100%;border-collapse:collapse;margin:4px 0;font-family:'Courier New',monospace;font-size:13px}
.calc-block td{padding:4px 10px;border:none;background:transparent;vertical-align:middle}
.calc-block td.camt{text-align:right;width:110px;white-space:nowrap;font-variant-numeric:tabular-nums}
.calc-block tr.ctotal td{border-top:1px solid #94a3b8;font-weight:700;padding-top:8px}
.cta-box{background:#134e4a;color:white;border-radius:10px;padding:32px 36px;text-align:center;margin:48px 0 32px}
.cta-box h3{color:#5eead4;margin:0 0 12px;font-size:1.3em}
.cta-box p{color:#ccfbf1;margin:0 0 20px}
.cta-btn{display:inline-block;background:#0d9488;color:white;font-family:Arial,sans-serif;font-weight:700;font-size:15px;padding:12px 32px;border-radius:6px;text-decoration:none}